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Well sadly, as a Canuck I didn't get to experience this firsthand as my 2 biggest wins were just under $1200. I did pay tax 5 times on hand pays though in the days leading up to departure at Florida and Atlantic City casinos. The USA residents are subject to USA taxation laws and can either pay on the ship or take the winnings and report them later. Everybody chose to take the cash so I am not sure what the hold back percentage would have been. I know for me, Caesars held back 30% federally and 3% state tax. 24% sounds much better.